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The following are various promotional offers available through Synchrony Bank.

Reduced 14.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount– 
Until Paid in Full (Plan 300)

On purchases with your Synchrony Bank credit card. $29 account activation fee will apply. Estimated payoff period 79 months.

Offer applies only to purchases made with your Synchrony Bank Credit Card. Monthly interest will be charged on promo purchases from the purchase date at a reduced 14.99% APR, and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Reduced 9.99% APR and fixed monthly payments equal to 4.00% of promo purchase amount - 
Until Paid in Full (Plan 301)

On purchases with your Synchrony Bank credit card. $29 account activation fee will apply. Estimated payoff period 28 months.

Offer applies only to purchases made with your Synchrony Bank Credit Card. Monthly interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 4.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

No Monthly Interest if Paid in Full Within 6 months (Deferred Interest) (Plan 302)
On purchases with your Synchrony Bank credit card, monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months.
$29 account activation fee will apply.

Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on the purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off the purchase by end of promotional period. Regular account terms apply to non-promotional purchases, and after promotion ends, to promotional purchases, except that the fixed monthly payment will continue to be required until the promo purchase is paid in full.

No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, monthly interest will be charged on the promo purchase from the purchase date.

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